COBRA allows employees and their dependents to continue group health coverage after certain qualifying events such as termination or reduced hours.
Which employers must offer COBRA?
COBRA generally applies to employers with 20 or more employees.
How long does COBRA coverage last?
Coverage typically lasts 18–36 months, depending on the qualifying event.
Who pays for COBRA coverage?
The employee or dependent usually pays the full premium plus up to a 2% administrative fee.
Disclaimer
This information is provided for general educational purposes and should not be considered legal, tax, or compliance advice. Employers should consult with qualified professionals regarding their specific compliance obligations.