Generated by All in One SEO v4.9.9, this is an llms.txt file, used by LLMs to index the site. # Stone Tapert Insurance Services ## Sitemaps - [XML Sitemap](https://www.stonetapert.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Benefits Buzz April 2026](https://www.stonetapert.com/benefits-buzz-april-2026/) - [Benefits Buzz March 2026](https://www.stonetapert.com/benefits-buzz-march-2026/) - [HR Edge Q1 2026](https://www.stonetapert.com/hr-edge-q1-2026/) - [Handling Errors Made During Open Enrollment](https://www.stonetapert.com/benefits-insights-february-2026-handling-errors-made-during-open-enrollment/) - [Benefits Buzz November 2025](https://www.stonetapert.com/benefits-buzz-november-2025/) - [HR Edge Q3 2025](https://www.stonetapert.com/hr-edge-q3-2025/) - [Live Well, Work Well](https://www.stonetapert.com/live-well-work-well-3/) - [IRS Releases HSA/HDHP Limits for 2026](https://www.stonetapert.com/irs-releases-hsa-hdhp-limits-for-2026/) - [HR Edge Q2 2025](https://www.stonetapert.com/hr-edge-q2-2025/) - [Large Group Health Plans - IVF and Fertility Services](https://www.stonetapert.com/large-group-health-plans-ivf-and-fertility-services/) - [7 Factors Driving Health Care Cost Increases in 2025](https://www.stonetapert.com/7-factors-driving-health-care-cost-increases-in-2025/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz-9/) - [Live Well, Work Well](https://www.stonetapert.com/live-well-work-well-2/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz-8/) - [Prioritizing Your Emotional Well-being During the Holidays](https://www.stonetapert.com/prioritizing-your-emotional-well-being-during-the-holidays/) - [5 Attraction and Retention Trends to Monitor in 2025 (HR Edge)](https://www.stonetapert.com/5-attraction-and-retention-trends-to-monitor-in-2025-hr-edge/) - [Engaging Employees During the Great Gloom (HR Edge)](https://www.stonetapert.com/engaging-employees-during-the-great-gloom-hr-edge/) - [Why Employers Are Offering Family-building Benefits (HR Edge)](https://www.stonetapert.com/why-employers-are-offering-family-building-benefits-hr-edge/) - [What to Know About This Year's Flu Season](https://www.stonetapert.com/what-to-know-about-this-years-flu-season/) - [In The Loop](https://www.stonetapert.com/in-the-loop-23/) - [In The Loop](https://www.stonetapert.com/in-the-loop-22/) - [Understanding Employee Retention and Turnover](https://www.stonetapert.com/understanding-employee-retention-and-turnover/) - [What You Should Know About Ozempic](https://www.stonetapert.com/what-you-should-know-about-ozempic/) - [Health Panel Drops Breast Cancer Screening Age to 40](https://www.stonetapert.com/health-panel-drops-breast-cancer-screening-age-to-40/) - [CHECKLIST | Complying With California's Workplace Violence Prevention Law](https://www.stonetapert.com/checklist-complying-with-californias-workplace-violence-prevention-law/) - [Workplace Violence Prevention Plan and Training Law](https://www.stonetapert.com/workplace-violence-prevention-plan-and-training-law/) - [CDC Drops 5-day Isolation Guidance for COVID-19](https://www.stonetapert.com/in-the-loop-21/) - [DOL Releases ERISA Enforcement Results for 2023](https://www.stonetapert.com/benefits-buzz-7/) - [4 Ways AI Could Impact the Workplace in 2024](https://www.stonetapert.com/in-the-loop-20/) - [IRS Releases ACA Pay-or-Play Penalties for 2024](https://www.stonetapert.com/benefits-buzz-6/) - [Retirement Changed in 2023; Are You Prepared?](https://www.stonetapert.com/in-the-loop-19/) - [2024 Limits to Know](https://www.stonetapert.com/in-the-loop-18/) - [Health Plans Must Expand Price Comparison Tool for 2024](https://www.stonetapert.com/benefits-buzz-5/) - [Meeting Employee Demands With Voluntary Benefits](https://www.stonetapert.com/meeting-employee-demands-with-voluntary-benefits/) - [Why Life Insurance Matters](https://www.stonetapert.com/why-life-insurance-matters/) - [Orientation Can Make or Break a New Hire's Experience](https://www.stonetapert.com/orientation-can-make-or-break-a-new-hires-experience/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter-6/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz-4/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter-5/) - [In the Loop](https://www.stonetapert.com/in-the-loop-17/) - [In the Loop](https://www.stonetapert.com/in-the-loop-16/) - [In the Loop](https://www.stonetapert.com/in-the-loop-15/) - [DOL Proposes FLSA Overtime Rule With Higher Salary Levels for White Collar Employees](https://www.stonetapert.com/dol-proposes-flsa-overtime-rule-with-higher-salary-levels-for-white-collar-employees/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz-3/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz-2/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter-4/) - [In the Loop](https://www.stonetapert.com/in-the-loop-14/) - [In the Loop](https://www.stonetapert.com/in-the-loop-13/) - [In the Loop](https://www.stonetapert.com/in-the-loop-12/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter-3/) - [Benefits Buzz](https://www.stonetapert.com/benefits-buzz/) - [Benefits Insights](https://www.stonetapert.com/benefits-insights/) - [HR Insights](https://www.stonetapert.com/hr-insights/) - [Benefits Buzz Newsletter](https://www.stonetapert.com/benefits-buzz-newsletter-4/) - [In the Loop](https://www.stonetapert.com/in-the-loop-11/) - [Benefits Buzz Newsletter](https://www.stonetapert.com/benefits-buzz-newsletter-3/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter-2/) - [In the Loop](https://www.stonetapert.com/in-the-loop-10/) - [Benefits Buzz Newsletter](https://www.stonetapert.com/benefits-buzz-newsletter-2/) - [Congress Extends...](https://www.stonetapert.com/congress-extends/) - [Health Care Overview](https://www.stonetapert.com/health-care-overview/) - [The flexibility and freedom members need, nationwide](https://www.stonetapert.com/the-flexibility-and-freedom-members-need-nationwide/) - [In the Loop](https://www.stonetapert.com/in-the-loop-9/) - [In the Loop](https://www.stonetapert.com/in-the-loop-8/) - [HR Edge Quarterly Newsletter](https://www.stonetapert.com/hr-edge-quarterly-newsletter/) - [In the Loop](https://www.stonetapert.com/in-the-loop-7/) - [Employee Benefit Plan Limits for 2023](https://www.stonetapert.com/employee-benefit-plan-limits-for-2023/) - [Live Well Work Well](https://www.stonetapert.com/live-well-work-well/) - [The Great Reconsideration - Looking Ahead to the Next Stage of the Labor Market](https://www.stonetapert.com/the-great-reconsideration-looking-ahead-to-the-next-stage-of-the-labor-market/) - [California Law to Require Pay Transparency Beginning in 2023](https://www.stonetapert.com/california-law-to-require-pay-transparency-beginning-in-2023/) - [In the Loop](https://www.stonetapert.com/in-the-loop-6/) - [Medicare Part D Creditable Coverage Disclosure Notices Due by Oct 14](https://www.stonetapert.com/medicare-part-d-creditable-coverage-disclosure-notices-due-by-oct-14/) - [In the Loop](https://www.stonetapert.com/in-the-loop-5/) - [Senate Passes the Inflation Reduction Act](https://www.stonetapert.com/senate-passes-the-inflation-reduction-act/) - [What to Know About 988 the New Mental Health Crisis Hotline Infographic](https://www.stonetapert.com/what-to-know-about-988-the-new-mental-health-crisis-hotline-infographic/) - [In the Loop](https://www.stonetapert.com/in-the-loop-4/) - [Legal Update: Congress Passes Coronavirus Law Requiring Paid Employee Leave](https://www.stonetapert.com/legal-update-congress-passes-coronavirus-law-requiring-paid-employee-leave/) - [HR Tech Outlook](https://www.stonetapert.com/hr-tech-outlook/) - [Annual Compliance Deadlines for Health Plans](https://www.stonetapert.com/annual-compliance-deadlines-for-health-plans/) - [Health Care Transparency and No Surprises Act Requirements](https://www.stonetapert.com/1173/) - [HSA/HDHP Limits Increase for 2023](https://www.stonetapert.com/has-hdhp-limits-increase-for-2023/) - [Creditable Coverage Disclosure Notices](https://www.stonetapert.com/creditable-coverage-disclosure-notices/) - [ERISA Compliance FAQs: Fiduciary Responsibilities](https://www.stonetapert.com/erisa-compliance-faqs-fiduciary-responsibilities/) - [HSA Limits for 2023](https://www.stonetapert.com/hsa-limits-for-2023/) - [2022 Attraction and Retention Benchmarking Overview](https://www.stonetapert.com/2022-attraction-and-retention-benchmarking-overview/) - [Requirement to Post MRF's Begins July 1 2022](https://www.stonetapert.com/requirement-to-post-mrfs-begins-july-1-2022/) - [California Proposes Higher Wage Rate and Inflation Relief Package](https://www.stonetapert.com/california-proposes-higher-wage-rate-and-inflation-relief-package/) - [In the Loop](https://www.stonetapert.com/in-the-loop-3/) - [DOL Announces Public Education Campaign to Promote Workplace Mental Health Support](https://www.stonetapert.com/dol-announces-public-education-campaign-to-promote-workplace-mental-health-support/) - [In the Loop](https://www.stonetapert.com/in-the-loop-2/) - [Supporting Employees Affected by International Crises](https://www.stonetapert.com/supporting-employees-affected-by-international-crises/) - [In the Loop](https://www.stonetapert.com/in-the-loop-march-2022/) - [In the Loop](https://www.stonetapert.com/in-the-loop/) - [CA Passes Supplemental Paid Sick Leave for COVID-19](https://www.stonetapert.com/ca-passes-supplemental-paid-sick-leave-for-covid-19/) - [CDC RECOMMENDATIONS FOR AT-HOME COVID-19 TESTING](https://www.stonetapert.com/cdc-recommendations-for-athome-covid-19-testing/) - [OSHA Withdraws COVID-19 ETS, but Not the Proposed Permanent Rule](https://www.stonetapert.com/osha-withdraws-covid-19-ets-but-not-the-proposed-permanent-rule/) - [Supreme Court Stays OSHA ETS Vaccination and Testing Mandate 11322](https://www.stonetapert.com/supreme-court-stays-osha-ets-vaccination-and-testing-mandate-11322/) - [In the Loop Newsletter - January 2022](https://www.stonetapert.com/in-the-loop-newsletter-january-2022/) - [Agencies Issue Guidance on Coverage of OTC COVID Tests](https://www.stonetapert.com/agencies-issue-guidance-on-coverage-of-otc-covid-tests/) - [Benefits Buzz Newsletter - December 2021](https://www.stonetapert.com/benefits-buzz-newsletter-december-2021/) - [Affordable Care Act: 2022 Compliance Checklist](https://www.stonetapert.com/affordable-care-act-2022-compliance-checklist/) - [Benefits Buzz Newsletter](https://www.stonetapert.com/benefits-buzz-newsletter/) - [Social Security Cost-of-Living Adjustment Largest in Decades](https://www.stonetapert.com/social-security-adjustment/) - [Health Plan Notices - Rules for Electronic Delivery](https://www.stonetapert.com/health-plan-notices-rules-for-electronic-delivery/) - [Compliance Bulletin: Medicare Part D Notices Are Due Before Oct. 15, 2021](https://www.stonetapert.com/compliance-bulletin-medicare-part-d-notices-are-due-before-oct-15-2021/) - [2022 Open Enrollment Checklist](https://www.stonetapert.com/2022-open-enrollment-checklist/) - [HR Updates](https://www.stonetapert.com/hr-updates/) - [2021 Cafeteria Plans: Mid-year Election Changes](https://www.stonetapert.com/2021-cafeteria-plans-mid-year-election-changes/) - [Compliance Bulletin - HSA/HDHP Limits Increase for 2022](https://www.stonetapert.com/compliance-bulletin-hsa-hdhp-limits-increase-for-2022/) - [The Family and Medical Leave Act FMLA](https://www.stonetapert.com/the-family-and-medical-leave-act-fmla/) - [IRS Extends Time to Make IRA HSA Contributions and File Forms 1040](https://www.stonetapert.com/irs-extends-time-to-make-ira-hsa-contributions-and-file-forms-1040/) - [Face Masks and Other PPE Treated as Deductible Medical Expenses](https://www.stonetapert.com/face-masks-and-other-ppe-treated-as-deductible-medical-expenses/) - [Health Plan Rules - Treating Employees Differently](https://www.stonetapert.com/health-plan-rules-treating-employees-differently/) - [COBRA Subsidy Provisions of the American Rescue Plan Act](https://www.stonetapert.com/cobra-subsidy-provisions-of-the-american-rescue-plan-act/) - [American Rescue Plan Contains Employment-related Provisions](https://www.stonetapert.com/american-rescue-plan-contains-employment-related-provisions/) - [American Rescue Plan: Changes to FFCRA Employee Leave](https://www.stonetapert.com/american-rescue-plan-changes-to-ffcra-employee-leave/) - [[CA Law Alert] 2021 COVID-19 Supplemental Paid Sick Leave - Effective March 29, 2021](https://www.stonetapert.com/ca-law-alert-2021-covid-19-supplemental-paid-sick-leave-effective-march-29-2021/) - [Health Savings Account (HSA) Contribution Rules](https://www.stonetapert.com/health-savings-account-hsa-contribution-rules/) - [HR Edge Quarterly Newsletter Q1 2021](https://www.stonetapert.com/hr-edge-quarterly-newsletter-q1-2021/) - [Employer Overview of the COVID-19 Vaccines](https://www.stonetapert.com/employer-overview-of-the-covid-19-vaccines/) - [EEOC Issues FAQs on Mandatory Vaccinations for COVID-19](https://www.stonetapert.com/eeoc-issues-faqs-on-mandatory-vaccinations-for-covid-19/) - [Benefits Buzz Newsletter - January 2021](https://www.stonetapert.com/benefits-buzz-newsletter-january-2021/) - [DOL Issues New Q&As About FFCRA Leave Requirements](https://www.stonetapert.com/dol-issues-new-qas-about-ffcra-leave-requirements/) - [Comparing the Two Major COVID-19 Stimulus Packages](https://www.stonetapert.com/comparing-the-two-major-covid-19-stimulus-packages/) - [Reopening a Business After the Coronavirus Shutdown](https://www.stonetapert.com/reopening-a-business-after-the-coronavirus-shutdown/) - [COVID-19 Scenarios and Benefits Available](https://www.stonetapert.com/covid-19-scenarios-and-benefits-available/) - [Federal Law Alert](https://www.stonetapert.com/federal-law-alert/) - [Coronavirus and the Workplace – Compliance Issues for Employers](https://www.stonetapert.com/coronavirus-and-the-workplace-compliance-issues-for-employers/) - [California Department of Managed Health Care (DMHC) takes action to ensure access to Coronavirus screening](https://www.stonetapert.com/california-department-of-managed-health-care-dmhc-takes-action-to-ensure-access-to-coronavirus-screening/) - [Chuck Tapert, CEO of StoneTapert was quoted in Becker’s ASC Review](https://www.stonetapert.com/chuck-tapert-ceo-of-stonetapert-was-quoted-in-beckers-asc-review/) - [Why Promote Wellness?](https://www.stonetapert.com/why-promote-wellness/) - These programs aim to improve employees’ well-being by encouraging them to lose weight, stop smoking or make other positive lifestyle changes. - [StoneTapert Named in Top 10 Employee Benefits Consulting/Services 2019 by HR Tech Outlook Magazine](https://www.stonetapert.com/stonetapert-named-top-ten/) - HR Tech Outlook Magazine named StoneTapert top 10 for Employee Benefits Consulting/Services 2019. - [DOL Issues New Proposal on Overtime Exemptions](https://www.stonetapert.com/dol-issues-new-proposal-on-overtime-exemptions/) - On March 7, 2019, the Department of Labor (DOL) issued a proposed rule that would change the salary thresholds for the “white collar” overtime exemptions under the Fair Labor Standards Act (FLSA). Under the proposal, the minimum salary level for executive, administrative and professional employees would increase from $455 to $679 per week ($35,308 per year). This is significantly lower than the $913 salary level set in the 2016 final rule (which never took effect due to an injunction). - [Educating Employees on Voluntary Benefits](https://www.stonetapert.com/hello-world/) - Offering voluntary benefits is a great way to enhance your benefits package, differentiate from competitors and increase employee satisfaction—all with little impact on your budget. But while employers may choose to offer numerous types of voluntary benefits that can deliver convenience and value for employees, many employees do not understand the advantages of these voluntary benefit options or are unclear how they work. Educate your employees on the advantages of these voluntary benefits so that you both reap the rewards. ## Pages - [Home](https://www.stonetapert.com/) - We support employers and individuals throughout Southern California – Los Angeles County, Riverside County and San Bernardino county and throughout the U.S. - [News & Views](https://www.stonetapert.com/news-views/) - Our most recent news and events. - [Contact Us](https://www.stonetapert.com/contact-us/) - Send us a message or give us a call to see how we may assist you with all of your insurance needs. - [On-Exchange](https://www.stonetapert.com/on-exchange/) - [Off Exchange](https://www.stonetapert.com/off-exchange/) - [Medicare & Medicare Supplements](https://www.stonetapert.com/medicare-medicare-supplements/) - [Term Life Insurance](https://www.stonetapert.com/term-life-insurance/) - StoneTapert is pleased to provide a quote for Term Life Insurance. Please provide your contact information and we will contact you shortly. - [Individual & Medicare Solutions](https://www.stonetapert.com/our-capabilities/individual-medicare-solutions/) - Individual & Family Health Insurance Quotes Fast, Easy & Online or Call 877-268-0895 - [Employee Benefits](https://www.stonetapert.com/our-capabilities/employee-benefits/) - StoneTapert Insurance Services customizes benefits programs to fit the needs of each employer. Through our unique process, we spend time to understand client objectives, identify program options that will meet workplace goals, develop a strong plan and implement and maintain a successful program. - [News & Updates](https://www.stonetapert.com/blog/) - Find out what's going on in the industry and find useful information to help you choose the right options for your insurance needs. - [Videos](https://www.stonetapert.com/videos/) - Hear from our leadership team about our services and what makes us stand out above the rest. - [Compliance & Administration](https://www.stonetapert.com/our-capabilities/compliance-administration/) - At StoneTapert Insurance Services, we offer employer compliance and administration services to assist our employer clients in meeting requirements mandated by federal and state law. We provide a wide range of services from tracking and reporting to updates and alerts. - [Human Resources & Workforce Education](https://www.stonetapert.com/our-capabilities/human-resources-workforce-education/) - StoneTapert Insurance Services provides HR support that addresses day-to-day issues, training and education needs along with employee communications. From access to Live Experts to Advanced Technology, our goal is to provide support from implementation and enrollment through claims and management of the benefits program. - [Our Process](https://www.stonetapert.com/our-process/) - Navigating Workforce Benefits Solutions is what StoneTapert Insurance Services does best. It’s what sets us apart in the industry. - [COVID-19 Resources Page](https://www.stonetapert.com/covid19/) - Covid-19 resources - [Client Portal](https://www.stonetapert.com/client-portal/) - [Client Portal (old)](https://www.stonetapert.com/client-portal-old/) - ThinkHR – Real Time HR Support, Client login - [Elementor #909](https://www.stonetapert.com/elementor-909/) - [Our Capabilities](https://www.stonetapert.com/our-capabilities/) - Employee Benefits, Human Resources & Workforce Education, Compliance & Administration, Individual & Medicare Solutions. - [Leadership](https://www.stonetapert.com/leadership/) - Our team of champions - [Legal & Privacy](https://www.stonetapert.com/legal-privacy/) - StoneTapert Insurance Services welcomes the opportunity to provide information in this website to the general public. It is intended for use by the general public for viewing and retrieving information only. - [Join Our Team](https://www.stonetapert.com/join-our-team/) - We seek to provide a work atmosphere where all employees have the opportunity to reach their full potential and contribute to StoneTapert’s success. - [Joann Montanez](https://www.stonetapert.com/leadership/joann-montanez/) - Director of Finance - [Debbie Huggins](https://www.stonetapert.com/leadership/debbie-huggins/) - Director of Key Accounts - [Matt Tapert](https://www.stonetapert.com/leadership/matt-tapert/) - Vice President - [LaJoi McClendon](https://www.stonetapert.com/leadership/lajoi-mcclendon/) - Chief Operating Officer - [Chuck Tapert](https://www.stonetapert.com/leadership/chuck-tapert/) - Chief Executive Officer ## Dynific Global Templates - [Team Member Block](https://www.stonetapert.com/?ae_global_templates=team-member-block) ## Team Members - [LaJoi McClendon](https://www.stonetapert.com/team-member/lajoi-mcclendon/) - [Tripp Sherrod](https://www.stonetapert.com/team-member/tripp-sherrod/) - [Don Tapert](https://www.stonetapert.com/team-member/don-tapert-2/) - [Jose Martinez](https://www.stonetapert.com/team-member/jose-martinez/) - [Matt Tapert](https://www.stonetapert.com/team-member/matt-tapert/) - [Chuck Tapert](https://www.stonetapert.com/team-member/chuck-tapert/) - [Joann Montanez](https://www.stonetapert.com/team-member/joann-montanez/) - [Debbie Huggins](https://www.stonetapert.com/team-member/debbie-huggins/) ## Categories - [Uncategorized](https://www.stonetapert.com/category/uncategorized/) - [Compliance Bulletin](https://www.stonetapert.com/category/compliance-bulletin/) - [Workplace Wellness](https://www.stonetapert.com/category/workplace-wellness/) - [HR Safety](https://www.stonetapert.com/category/hr-safety/) - [Benefit Communication](https://www.stonetapert.com/category/benefit-communication/) - [News](https://www.stonetapert.com/category/news/) ## Tags - [overtime](https://www.stonetapert.com/tag/overtime/) - [Department of Labor](https://www.stonetapert.com/tag/department-of-labor/) - [rules](https://www.stonetapert.com/tag/rules/) - [bonuses](https://www.stonetapert.com/tag/bonuses/) - [salary](https://www.stonetapert.com/tag/salary/) - [administrative](https://www.stonetapert.com/tag/administrative/) - [professional](https://www.stonetapert.com/tag/professional/) - [Coronavirus](https://www.stonetapert.com/tag/coronavirus/) - [payroll tax credit](https://www.stonetapert.com/tag/payroll-tax-credit/) - [COVID-19](https://www.stonetapert.com/tag/covid-19/) - [FFCRA](https://www.stonetapert.com/tag/ffcra/) - [FAmilies First Coronavirus Response Act](https://www.stonetapert.com/tag/families-first-coronavirus-response-act/) ## Page Types - [Full Width](https://www.stonetapert.com/page-type/full-width/) - [Right Sidebar](https://www.stonetapert.com/page-type/right-sidebar/)